Insurance for an Alarm, Fire suppression, locksmith and alarm monitoring contractor in Colorado and surrounding states can be difficult to obtain.  And costly.  So where do you turn for Alarm and Locksmith insurance?  The Hartford As an installer of burglar and fire alarms or central monitoring stations, you have a lot on your plate: Keeping up with your competition and the latest security technologies, while delivering quality service to your customers. With so many counting on your business for their security, you need a secure insurance program designed to protect against the unique risk exposures of alarm contractors.

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ALARM AND LOCKSMITH INSURANCE SPECIALTY COVERAGES PROTECT YOU AGAINST UNIQUE RISKS

Extended property damage coverage. Covers customer’s property that’s in your care, custody or control. Lost key coverage. Covers the cost to replace lost keys and install new locks. Property Choice® with Specialized Property Insurance Coverage Endorsement (SPICE®) covers: • Contractor’s equipment • Employee theft, money and securities • Increased limit for your property at unnamed premises, including installation Errors & omissions. Covers an insured who is held legally liable for economic consequences of a professional services errors or omissions arising out of their alarm operations. Aggregate limit. Applies per project, rather than to all projects as a group. In addition to highly specialized features, every business policy includes more generalized options for some of the most frequent liabilities contractors face. This multiline coverage gives you value far beyond a basic policy. Property Choice. Protects your hard-earned investments against some of the most common industry exposures, including: • Accounts receivable • Building and business personal property General Liability Choice®. Protects against injuries to others that occur at your business. • Automatic additional insured status when required by contract, agreement or permit • Broad named insured, including contractual liability • Per-project aggregate, an optional endorsement that protects against injuries to others that occur at your business Commercial auto. Applies to vehicles you own and even those you rent or lease. • Hired auto physical damage • Employees as additional insureds • Lease or loan gap Workers’ comp. Helps you reduce costs related to workplace injuries and illness

• Broad form endorsement at no additional cost. Helps protect against certain unknown and unanticipated exposures typically not covered by a standard policy Work return-to-work program. Helps get injured employees back on the job as soon as medically appropriate
• Payroll billing option at no additional cost. Bases premium payments on actual payroll and times them to your company’s payroll schedule, letting you manage cash flow and reduce the chance of audit surprises

Umbrella liability. Protects your business in the event of a large catastrophic claim The Hartford’s Multinational Choice offers a spectrum of coverage options to provide you with broad protection and peace of mind in over 150 countries. Customer-focused services at a cost savings. We listen closely to our customers so we can deliver the best possible solutions and services, including: A broad range of consultative and educational services around loss prevention, wellness, leave management, absence management and return-to-work

• Dedicated underwriters, 24/7 claims reporting and specialized claims handlers
• Networks for medical and pharmaceutical providers and medical case management A choice of payment plans.

A choice of payment plans. Choose the plan that best meets your business needs. We offer a flexible, direct billing program or electronic funds transfer. https://youtu.be/61mzMAtdSqU