By Let’s face it as a business owner in today’s world you need to make sure you and your business are insured.
Are you a business owner that runs your business during the cold season of the year? There are so many liabilities as a business owner anyway and then when you throw some ice, snow and cold into the mix, everything can just get more complicated. Snow Plow Coverage A business that does this kind of work has to be ready 9 months out of the year here in Colorado for fall and winter snow plow business. Progressive is #1 commercial auto insurer in the country with competitive rates and outstanding coverages for a wide range of risks and vehicles including the many types of vehicles used by snow plowers. They offer coverage for lighter and heavy duty pickup trucks, light and heavy duty dump trucks with a snow blades. Other Professional Business Policies This isn’t the only kind of business owner policies we offer though, here are some more that are common.
- Business Owner Policy Gross Sales Limit: $5M
- Business Owner Policy Footage Cap: 35K
- Coverage/Liability Limit: $2M per occurrence | $4M aggregate
- Available upgrades: Crime package, electronic data package, Hired Auto and non-Owned Auto Package
- Terrorism Risk Insurance Act
- Business Owner Policies are not available in all states.
ARCHITECTURE AND ENGINEERING Revenue/Payroll Limit: $500K
- Architecture
- Building/construction inspection
- Civil engineering
- Control system integration
- Draftsman (including CAD)
- Electrical engineering
- Engineering
- Engineering design services
- Environmental engineering
- Industrial engineering
- Landscape architect
- Process engineering
- Project manager (architecture or engineering)
- Transportation engineering
HEALTH, BEAUTY & FITNESS
- Art therapy
- Barber/hair stylist service
- Beautician/cosmetology service
- Dance therapy
- Drama therapy
- Esthetician services
- Music therapy
- Nail technician services
INTERIOR DESIGN
- Interior design
- Professional organizers
INSURANCE AGENT SERVICES Exclusions: Not eligible for Crime Package upgrade
- Property & casualty agents
- Life/health agents
- Personal lines agents
- Other insurance agent services
Check in with our office today to see if you have what you need when it comes to insuring your business no matter what the weather is doing outside. Keeping you protected, Rick All Access Insurance in Littleton, CO, who represents multiple insurance companies as a “Broker” and provides products for auto, home, commercial, workers compensation, and much more! Call us today for a free quote at (303) 932-1700