Cannabis Insurance Solutions: Your one stop shop for insurance in the Marijuana industry Are you a dispensary owner? Or are you the proud owner of a Marijuana grow operation? Do you have the correct liability insurance? Is your crop insured? What happens if a client buys some edibles and walks off your property, has a poor reaction and decides to sue your dispensary? This may happen. There are answers to your cannabis insurance problems. Buy an insurance policy that has Premises Liability, Product Liability, Crop Insurance and Property. Below are some coverage's that we provide this essential coverage for all phases Cannabis
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THESE ARE THE COVERAGES WE PROVIDE.
General Liability o Occurrence - A+ Rated carrier o Up to $1.0M /$2.0M Occurrence/Aggregate o Hired and Non-Owned $1.0M (max limits) o Primary and Non-Contributory wording Product Liability o Claims Made – A+ Rated Carrier o $1.0M /$2.0M Occurrence/Aggregate o $2,500 Deductible o $1,500.00 minimum premium Excess Liability o Occurrence - A+ Rated carrier o Up to $4.0M limits o Excess coverage is over GL only Property o ISO property forms – A+ rated carrier o Up to $10.0M property limits o Cargo (coming early 2015) o Property Enhancements o Several deductible options Crop o Non-Admited carrier – A+ Rated o Up to $5.0M Living plants o Finished stock is included in property limits Equipment Breakdown o Admited carrier – A+ Rated carrier o Up to $10.0M limits o Loss of Business Income o Reputational recovery o Data Compromise Cyber Liability o Admitted and Non-Admitted – A+ Rated carrier o $1.0M Occurrence These are the Classifications we insure Cultivation o Indoor o Outdoor o Greenhouse Ø Processors/Harvesters o Owned o Sub-contracted Ø Manufactures o Cannabis products o Non-cannabis products Ø Wholesaler/Distributors o Brokers Ø Transporters o Owned o Sub-Contracted Ø Franchisers o In State or Multi State Ø Dispensary/Retail Ø Delivery o To Consumer Ø Laboratory Ø Property Management Ø Landlord/Building Owners Ø Tobacco Retail Store Ø Garden Store o Retail and Wholesale o Hydroponics Ø Schools