In a world where lawsuits are common, having added professional liability insurance isn’t just smart—it’s a necessity. That’s why The Harford offers a full suite of dedicated management & professional liability insurance policies to give you or your organization an added layer of protection for your specific responsibilities and exposures.From lawyers and home inspectors to non-profits and private companies, we have a full range of specialized coverage options tailored your unique needs.Defense CostsThis coverage pays for legal expenses to defend against liability claims, regardless of who's at fault. This coverage may be purchased in all states for an additional charge.Professional Choice Liability Policy^SMThe Hartford Professional Choice Liability Policy^SM is designed to pay for loss and defense costs resulting from claims for any actual or alleged negligent acts, errors and omissions in the rendering of failure to render professional services. Professional Choice offers:

• Tailored definition of professional services
• Personal Injury (which protects against libel, slander, and invasion of privacy) if a covered claim includes a claim for personal injury
• Punitive damages, where insurable
• Full prior acts coverage available
• Worldwide coverage
• Disciplinary proceedings reimbursement coverage included

Often times what companies insure for General Liabilty does not cover a failure to perform lawsuit.  Don't be caught without proper coverage when this occurs.We have options here at our agency through our partnership with The Hartford Insurance.Rick Cline