All Access Insurance insures a wide range of artisan-type contractors, but on average we generally cover those that perform residential or light commercial work. 

  We have you covered from injured/ill employees, property damage and liability exposures, and catastrophic incidents.   Do you already have insurance and don’t feel you need certain insurance coverage for your business or you are seeking a higher level of protection. The Contractor’s Preferred Policy is a great fit for those business owners that have minimal property exposure but still need General Liability Insurance. We will customize an insurance plan that covers all your needs.   IN an artisan contractor type of business, watching day-to-day costs is essential. Your business may qualify for discounts based upon your businesses:

• Past worker’s compensation history
• Age and condition of your building
• Training and experience of your employees
• Accessibility of your location by emergency services

  Property Coverage Insure your business personal property and building up to $20M with higher limits available.   Workers’ Compensation Protects your employees from work-related illness/injury by covering medical expenses and lost wages. This program offers a free return to work program to minimize down time.   Commercial Umbrella Liability This adds an additional level of protection, typically extending existing limits as well as security in your finances.   Additional Coverages

• Additional Insured/Completed Operations
• Blanket Additional Insured
• Blanket Waiver of Subrogation
• Computer Fraud and Funds Transfer
• Credit Card Slips
• Data Compromise
• Earthquake & Sprinkler Leakage
• Employee Benefits Liability
• Equipment Breakdown
• Employee Tools
• Employment-Related Practices Liability
• Fire Department Service Contract
• Hired and Non-Owned Auto Liability
• Hired Auto Physical Damage
• Installation
• Money and Securities
• Non-Owned Tools & Equipment
• Ordinance or Law
• Owned Tools & Equipment
• Pesticide/Herbicide Applicator (Landscapers)Primary/Non-Contributory
• Snow Plow Products
• Utility Services
• Water Back-Up and Sump Overflow

Our job is to keep you our on your jobs! Keeping you protected,   Rick   All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more!   Call us today for a free quote at (303) 932-1700