This week and next I'll show you some of the coverages you should consider if you or someone you knows runs an electronics company.  Property Choice® for Electronic Companies This coverage helps protect the property an electronics business owns and leases like equipment, inventory, furniture, tools and fixtures. You can also tailor your coverage to include:

• If equipment owned by the business breaks down.
• The business in unable to process electronic data.
• The firm loses income because utility services are interrupted.
• Property and data are damaged because of electronic vandalism.

Our Property Coverage also helps protect the computers, specialized software and equipment electronics firms depend on as well as accounts receivable records. It also covers computer equipment, media and data, interruption of utility services, and damage to data from viruses and other malicious code.   General Liability Choice® This coverage provides liability coverage for bodily injury and property damage. This includes coverage for personal and advertising injury, such as libel, slander, defamation and product disparagement as well as offenses that occur from your website, bulletin boards and chat rooms. Manufacturer’s errors and omissions, and product recall expense coverage are also included with this coverage.   Workers’ Compensation XactPAY® for offers pay-as-you-go workers’ compensation premium payments based on actual monthly payroll figures to help better manage cash flow fluctuations and minimize audit adjustments. Best of all, this is offered at no extra cost.   Professional and Cyber Risk Coverage FailSafe® suite offers flexible professional & cyber liability and expense coverage to help protect against the risks most technology companies face. Depending on the level of coverage selected, this can include coverage for:

• Data security lapses and identity theft
• Copyright or trademark issues
• Content-related libel or slander issues
• Technology performance failures
• Warranty or product representation problems
• First party breach and extortion expense
• Business interruption and data loss

Keeping you protected,   Rick   All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more!   Call us today for a free quote at (303) 932-1700