Garage & Auto Dealers Liability and Property Insurance Program in Denver takes charge!

June 28, 2016

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Are you an auto dealer or an auto body company looking for Liability, Garage Keepers and Property insurance?  It can be pretty complicated and pricey!  There are some new programs in Denver that have taken a lot of the concerns away.  Clients often ask, "why would I want to carry coverage on a car if the owner already has insurance?"  The answer is simple.  Third party liabilyt may be excluded from the owners current personal lines auto policy.  In addition, if your company is to cause bodily injury or property damage to the owners auto, the responsibility is on the garage!   Eligible Operations

  • Auto Auctions
  • Auto or Truck Dealer & Repair
  • Boat Dealer & Repair
  • Car Wash/Detailing
  • Consigned Auto Sales
  • Equipment Dealer & Repair
  • Heavy Truck Dealer & Repair
  • Motorcycle Dealer & Repair
  • Paint & Body Shop
  • Parking & Valet
  • RV/Trailer Dealer & Repair
  • Service Station

Program Highlights

  • $750 Minimum Premium
  • Garage Liability Limit: Up to $5M available
  • Fire Legal Liability Limit: Up to $300K
  • Dealer Open Lot Limit: Up to $5M per location / $250K per auto
  • Garagekeepers: Up to $5M per location
  • New Ventures Accepted

Liability Insurance, Umbrella, Garage Keepers, Workers Compensation, Property, Inland Marine and more. If you are concerned about your insurance coverage, this could be a useful program