General Liability Insurance for Small to Medium sized business can be confusing and sometimes tough to obtain.Definition:Coverage for an insured when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business, or when someone is injured in the general operation of a business.How do I get General Liability Insurance for my business? Basically, there are 4 steps.1. Contact a local independent insurance agent that specializes in General Liability Insurance carriers2. Know what amount of coverage you need. The minimum coverages typically are $300k and can go as high as $2 million3. Be prepared to relay your companies annual revenues, payroll and subcontractor costs4. Typically, insurance companies require a minimum of 25% down payment but often times can be negotiatedDont let General Liability Insurance be confusing. Contacting a knowledgable agent is step 1.Protect your company from a potentially fatal liability claim.www.rickclineagency.com