Nearly every insurance company is cancelling Building Owners as the result of a Marijuana dispensary or a Grow operation as a current tenant.  WE HAVE OPTIONS! United States Liabiltiy Insurance and Berkshire Hathaway both have programs for Liability and Property insurance for these types of locations.  Many building owners are seeing a lot of economic value in having tenants that cultivate and sell marijuana legally here in Colorado.  I don't blame them as they are great bill payers.  But what happens when their insurance company sends a non renewal as they don't want this type of exposure.

USLI has a great program for locations with a dispensary.  Below is some valuable product insight.  Please call us at 303-932-0717 for more information.

This product targets applicants seeking to cover a lessor’s risk exposure. Buildings are not required to be 100% leased. PRODUCT FEATURES:  *For Monoline, Liability only, there are no restrictions on tenant operations if other than a nursing home, assisted living or health care facility. Coverage available as:

• Monoline Liability
• Monoline Property
• Package

Low minimum premiums   LIABILITY FEATURES:  Limits available up to:

• $1,000,000 per occurrence/$2,000,000 up to $5,000,000

Expanded definition of bodily injury to include mental anguish and emotional distress Hostile Fire Exception to Pollution Exclusion Hired and Non-Owned Auto Liability coverage available No liability deductible Credits available for:

• Applicants requiring all commercial tenants to name the

applicant as an additional Insured

• Applicants requiring the tenant to be responsible for

general condition of pavements and curbs (including ice snow removal)   PROPERTY FEATURES: Equipment Breakdown - Includes free boiler inspection if required in your jurisdiction Special Causes of Loss and Replacement Cost Coverage is available Property Limits up to: $3,000,000 (Depending on protection class and occupancy of tenant) Property Limits up to: $5,000,000 for 100% commercial office occupancies