Are you a church, Meditation Center, Mosques or Temple looking for competitive quotes on insurance?  We have a solution as well as useful insurance information for you to

review. GET A QUOTE TODAY!  Insurance for your religious organization can be hard to obtain.  And even when you have the insurance, did hte agent put the right coverage in place?  Here are some helpful highlights to consider when quoting your church, meditation center, mosques or temple General liability Optional certain criminal or civil proceeding defense reimbursement cost coverage Fundraisers, special events and outreach activities are automatically included and do not need to be scheduled in the policy Church members are automatically included as additional insureds Emotional distress and mental anguish is included within the definition of bodily injury Pastoral professional coverage available Abuse and molestation sublimit of $100,000/$300,000 available at no additional cost with the option to increase to $1,000,000 Property Theft coverage is available for most risks Special cause of loss available Replacement cost available Value Plus endorsement – 14 valuable coverage enhancements including $25,000 (fine arts), $10,000 (sign), $10,000 (transit), $5,000 (monies and securities), $5,000 (employee dishonesty) and more Directors and officers/Employment practices liability Lifetime occurrence reporting provision – Unlimited reporting extension for former directors and officers Data & Security+ endorsement – Provides a $50,000 expense sublimit each for data breach, identity theft, workplace violence and kidnap expenses Full prior acts coverage Breach of contract coverage Fair Labor Standards Act (FLSA/wage and hour) sublimit of $100,000 for defense cost and loss (available in most states) Third party sexual harassment and discrimination automatically included Optional Standard Form – A competitively priced alternative to our Broad Form option Crime coverage Coverage for theft of money, securities and other property by employees Coverage provided for directors, officers, committee chairs, employees and volunteers without having to schedule them by name or position Package offerings can also include inland marine, hired/non-owned auto (available in most states), excess and umbrella coverage. AVAILABLE LIMITS General liability $1,000,000 occurrence/$2,000,000 aggregate Pastoral professional coverage up to $1,000,000 Abuse and molestation up to $1,000,000 Directors and officers liability up to $5,000,000 limit of liability Employment practices liability up to $5,000,000 limit of liability Property Up to $3,000,000 in non-coastal zones (protection class 1-8) Up to $250,000 in non-coastal zones (protection class 9-10) $1,000,000 in coastal zones (wind and hail restrictions apply) Crime coverage up to $100,000 in employee dishonesty coverage Inland marine coverage Umbrella up to $5,000,000 limits Optional certain criminal or civil proceeding defense cost reimbursement coverage available for $50,000/$100,000