Insurance for a Church or Mosque can be challenging.  There are many products to choose from.  Liability, Property, Work Comp, Commercial Van insurance, Professional Liability etc.  We have a solution at United States Liability Insurance that might fit very well.  Here are some highlights.

PRODUCT ADVANTAGES General liability u Fundraisers, special events and outreach activities are automatically included and do not need to be scheduled in the policy u Church members are automatically included as additional insureds u Emotional distress and mental anguish is included within the definition of bodily injury u Pastoral professional coverage available Abuse and molestation sublimit available at no additional cost   Property u Theft coverage is available for most risks u Special cause of loss available u Replacement cost available Value Plus endorsement – 14 valuable coverage enhancements including $25,000 fine arts, $10,000 sign, $10,000 transit, $5,000 monies and securities, $5,000 employee dishonesty and more Directors and officers/Employment practices liability u Lifetime occurrence reporting provision – Unlimited reporting extension for former directors and officers u Data & Security+ endorsement – Provides a $50,000 expense sublimit each for data breach, identity theft, workplace violence and kidnap expenses u Full prior acts coverage u Breach of contract coverage u Fair Labor Standards Act (FLSA/wage and hour) sublimit of $100,000 for defense cost and loss (available in most states) u Optional fiduciary coverage Optional Standard Form – A competitively priced alternative to our Broad Form option   Crime coverage u Coverage for theft of money, securities and other property by employees u Coverage provided for directors, officers, committee chairs, employees and volunteers without having to schedule them by name or position Package offerings can also include inland marine, hired/non-owned auto (available in most states), excess and umbrella coverage's.       MOST COMMON INELIGIBLE RISK CHARACTERISTICS u Located in LA or WV u The following classes of business:  School exposure (Sunday school is acceptable)  International missions with children under the age of 18  Mission work involving construction activities  Faith healing ministries