This Healthcare Product covers home health aides providing non-medical services to clients such as housekeeping, meal preparation, bathing and basic hygiene, errand services and companionship.

Product Advantages:

• Minimum professional liability premiums starting at $425
• Separate limits for claims-made professional and occurrence general liability
•  Option to purchase stand alone professional liability
• Duty to defend for professional liability
• Defense cost coverage for patient molestation claims available
• Punitive damages coverage where insurable
• Personal injury coverage
• Supplemental payments coverage for lost wadges to attend trials/hearings in defense of a claim
• Coverage for attorney fees/costs/expenses incurred by the named insured in defending against investigations/disciplinary actions by licensing boards
• Spousal and domestic partner coverage
• Security of an insurance carrier rated A++ by A.M. Best
• Quick quote turnaround

Additional Limits:

• Up to $1,000,000 occurrence/$3,000,000 aggregate
• Up to $100,000 in loss for punitive damages
• Up to $100,000/$300,000 in defense costs for patient molestation claimshttp://rickclineagency.com/wp-admin/media-upload.php?post_id=1631&type=image&TB_iframe=1
• $25,000 for third party discrimination
• $5,000 supplemental payments coverage for lost wadges
• $5,000/$10,000 for attorney fees/costs/expenses incurred by the named insured in defense of investigations/disciplinary actions by licensing boards

For more information on this and other specialty insurance products contact:

All Access insurance

Rick Cline - (303) 932-1700 / rick@insuranceaai.com