Let’s face it. There is a lot to running a restaurant. Staff. Ambiance. Inventory. Menus. Property. Safety. Scheduling. Cash Flow.

  Well here are All Access Insurance, we’d like to take one thing off your plate. Insurance.   We partner with Berkshire Hathaway GUARD with a multi-line insurance solution designed to meet the needs of restaurant owners. Our experience is something you can depend on.   We help you not worry or think about workers’ compensation covered for injured or ill employees, costs associated with property damage, liability exposure and catastrophic incidents.   Not only is it comprehensive but it is affordable.   We can offer a variety of premium discounts based upon your business history like liability insurance, liquor liability, etc.. What is considered? Past workers’ compensation history, age and condition of your restaurant, training and education of employees and emergency services accessibility.   We have a comprehensive plan we will serve to Restaurant Owners. You can even have the opportunity to earn a return on your insurance costs when the group meets certain premium and loss ratio requirements.  

We like to have an individual discussion with each restaurant owner being that your business may need certain coverages, higher protection or a customizable insurance solution that combines a combination of options. Here are some of the things we can consider: Workers’ Compensation

Protects your employees from work-related injuries/illnesses by covering medical expenses and lost wages. Safety resources as well as assistance in setting up a return-to-work program are absolutely FREE with your policy.

Businessowners Coverage (Property & Liability)

Protects your building and contents (such as equipment, furniture, and fixtures) and covers expenses if your business is heldliableforharmtoanother. Protection against loss of business income, employee dishonesty, damage to outdoor property, and more are automatically included with our basic policy. Add-ons and “Plus” coverages are (among others): Checked Coats & Bags Computer Fraud and Funds Transfer Credit Card Slips Data Compromise Delivery Errors & Omissions Earthquake & Sprinkler Leakage Employee Benefits Liability Equipment Breakdown Employment-Related Practices Liability Fine Arts Fire Department Service Contract Food Contamination Liquor Liability Lock Replacement Loss or Damage to Customers’ Autos Money and Securities Private Parking Lot Spoilage Utility Services Water Back-Up and Sump Overflow

Commercial Umbrella Liability

Provides an additional tier of protection, typically extending existing limits as well as your financial security.   Either way, we’ll keep you cookin’   Keeping you protected,   Rick   All Access Insurance in Littleton, CO, who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more!   Call us today for a free quote at (303) 932-1700