Offering Non-Profit Social Services Insurance Coverage

February 28, 2018

By Rick Cline
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Are you a non-profit dedicated to pet adoption that utilize foster homes run by volunteers that take an animal in and care for it while trying to find a matching and suitable home? These types of foster homes are available for most types of pets but most commonly we see them for dogs and cats.

kitten ladyWe offer a SPCA/Humane Society/Rescue Group coverage in the forms of General Liability, Property, Directors and Officers/Employment Practices Liability and Special Events/Liquor Liability all through one application, one carrier and one policy.   Social Service Package Features:

  • Minimum premium: GL combined as low as $500 and
  • property $250
  • Abuse and molestation coverage at $1,000,000 limit
  • available at no charge
  • Special events coverage available at no charge
  • No general liability deductible
  • General liability coverage included for volunteers
  • Hired and non-owned auto coverage available in most
  • states
  • Property offered on Special Cause of Loss form
  • Equipment breakdown to cover your electrical, mechanical
  • and pressure equipment with a free boiler inspection (if
  • required)

  Directors and Officers/Employment Practices Features:

  • Separate limits of liability for directors and officers and
  • employment practices liability
  • Unlimited defense costs outside the limit
  • Full prior acts coverage
  • Lifetime occurrence reporting provision for former directors
  • and officers
  • Free Human Resources Hotline with unlimited number of
  • calls and no time limits (when employment practices liability
  • is purchased)

  Additional Advantages:

  1. A.M. Best rated A++ carrier
  2. Quick quote turnaround
  3. Quick binder confirmation
  4. Available on an admitted basis in most states

  Keeping you insured with the right coverage helps you do your job by matching animals with their forever homes.   Keeping you protected,   Rick   All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial,  workers compensation, and much more!   Call us today for a free quote at (303) 932-1700