Opening a small business in Denver or Colorado? What Insurance do you need?

July 6, 2011

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When a small business decides to open their doors, there is a great deal of excitement and fear! Excitement that you will be running your own business but also the fear of failure.One of the key components to your small business success is protecting you from a catastophic loss. What if someone was to break in and steal items? What if you have a fire? What if someone slips and falls and wants to sue you or the business?These questions are often answered with a Business Owners Package Policy which is comprehensive in nature and designed to protect your small business with insurance coverages you may not even expect.Coverages your Small Business will most likely need.1. General Liability Insurance2. Property Insurance or Inventory Insurance3. Crime Insurance4. Workers Compensation Insurance5. Business Income Insurance or Lost Income Insurance6. Sign Insurance7. Electronic Data Processing Insurance.Did you know that most of these are covered in a Business Owners Package Insurance Policy? Often times at a very reasonable rate.If you would like to learn more about how your Small Business Insurance package might be structured, give us a call or visit our website at www.rickclineagency.com.