Our Professional Lines Department focuses on offering competitively priced products, broad and unique coverages and fast turnaround time. This enables customers to compete successfully for these growing classes of business:

REAL ESTATE ERRORS AND OMISSIONS

Top Classes

• Residential

• Commercial (up to 40 percent)

Product Features

• Defense outside limits

• 100 percent allocation wording

• Broad definition of employee to include

contractors

• Full prior acts coverage for claim-free accounts

PROPERTY MANAGERS ERRORS AND OMISSIONS

Top Classes

• Residential

• Commercial

Product Features

• Coverage for the management of the insured’s

personally owned property

• Ability to package errors and omissions, tenant

discrimination, employment practices and

general liability and property

• Wrongful eviction coverage automatically

COMMUNITY ASSOCIATION DIRECTORS AND OFFICERS

Top Classes

• Condominium associations

• Cooperatives

• Office parks

• Retail associations

Product Features

• Defense outside the limits

• Full prior acts

• Third party discrimination and harassment

coverages

• Defense for breach of contract claims

• Lifetime Occurrence Reporting Provision

CYBER

Top Classes

• Consultants

• E-Commerce

• Doctors/Dentists

• Nonprofit entities

• Bars/Restaurants

Product Features

• Separate limits for all four coverage parts

• Data breach, website liability and identity theft

expense pay on behalf

• Free access to eRisk Hub, an online cyber risk

management tool with breach coaches

• Identity theft restoration

CORPORATE DIRECTORS AND OFFICERS

Top Classes

• Manufacturers

• Sales/Distributors

• Consultants

• Property managers

• Tech companies

• Professional services

Product Features

• Retentions starting at $0

• Separate modular limits for directors and

officers, employment practices and fiduciary

liability

• Final adjudication wording for fraud and

personal profit exclusion

• Lifetime Occurrence Reporting Provision

INSURANCE AGENTS ERRORS AND OMISSIONS

Top Classes

• Agents writing more than 65 percent in

personal lines or individual life/health lines

• At least one year of experience as a

licensed agent

Product Features

• First dollar deductible available in most states

• Business owners package

• Automatic coverage

Keeping you protected, no matter what kind of work you do.

Rick

All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more! Call us today for a free quote at (303) 932-1700