Tips to saving money on your Commercial Auto Insurance Fleet of Vehicles

May 23, 2011

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Are you looking to save premium on your Commercial Auto Insurance Fleet in Denver Colorado? If so, these tips might help you in finding ways to do just this....Find an Independent Insurance Agent or BrokerOften times an independent agent is able to provide multiple quotes to maximize the insurance carriers discounts. More options equals more savings. www.rickclineagency.comLoss ControllRoutine employee safety meetings that are documented can be relayed to the insurance carrier for advanced discounts. The more safety is stressed the better the loss control.Proper Employee background checksRun an Motor Vehicle Report on each new hire. This will give you a great snapshot of previous driving record. Often times you can get this report over the counter or through the insurance agent.Coverage for your Fleet In many cases, you can use coverage as a way to save premium. Make sure you have adequate coverage for your business class and work with your insurance agent to avoid any gaps.DiscountsLook for any and all discounts. 1. Years in business2. Multi vehicle or fleet coverage3. Driver training of new and current employees4. Higher Deductibles5. GPS Tracking system so that you can keep track of your fleet.6. Package General Liability and Work Comp for further discounts.7. Look for Liability only on vehicles with high mileage or are more then 10 years old.Fleet insurance typically can save you premium as you are getting a reduced premium for the number of autos you are insuring. www.rickclineagency.comwww.affordableamericaninsurance.com