So you may have heard of an umbrella policy but do you really know what that means?
Most people don’t. You have probably heard of crazy stories where people were just going about their business or daily life and some kind of incident happened where there was injury or damage and lawsuit was filed. This can happen to anyone, anywhere at anytime. At All Access Insurance we recommend Travelers Umbrella Insurance policies to keep you protected from crazy situations like this. Whether you are in a serious car accident with expensive medical costs or and incident regarding your property - it is easy to find yourself racking up the dollars in responsibility to cover damages that exceed the limits on your homeowners, auto or boat policies. Umbrella insurance gives you that added peace of mind in that it can provide the following:
- An extra $1 Million to $10 Million of liability coverage, which can help protect your assets such as your home, vehicle or recreational vehicles.
- Coverage for claims including libel, slander, defamation of character and invasion of privacy.
- It can also help cover defense costs, lawyer fees and other charges associated with the cost of lawsuits.
- Umbrella policies also extend to international occurrences.
You can add an umbrella policy to your auto, homeowners or other policies for reassurance of an extended personal liability protection. In today’s crazy sue-happy world, anyone can get hit with a lawsuit. We are here to give you peace of mind in having an extra layer of protection for you and your assets. Call our office today and we’ll look at what you have for coverage and make some recommendations of the umbrella policy coverage you might consider. Keeping you protected, Rick All Access Insurance in Littleton, CO, who represents multiple insurance companies as a “Broker” and provides products for auto, home, commercial, workers compensation, and much more! Call us today for a free quote at (303) 932-1700