UNITED STATES LIABILITY INSURANCE GROUP OFFERS BUSINESS INSURANCE CLIENTS MULTIPLE RESOURCES

February 9, 2015

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As a policyholder through USLI, you have access to many services through our Business Resource Center that will assist you in growing and protecting your business.

Consider the following services and associated cost savings when making your decision where to place your insurance!Human Resource Consultation • Access to an online library of human resources information, forms and articles to assist with HR needs• Access to human resource consultation helpline to be used for personnel issues, including but not limited toharassment and discrimination, wage and hour regulations, Family and Medical Leave Act, Americans with Disabilities Act, corrective discipline and termination, and The Affordable Care Act• Free to all USLI customers and policyholdersBenefit: unlimited calls, accessibility, immediate response, cost savings ($200-$300 per instance by not calling a consultant)Workers Compensation Support• Access to a worker’s compensation specialist helpline that will help answer questions regarding the difference between worker’s compensation or disability, what to do when an accident occurs and what your rights are as an employer• Free to all USLI customers and policyholdersBenefit: unlimited calls, accessibility, immediate response, cost savings ($200-$300 per instance by not calling a consultant) Background Check ServicesAccess to comprehensive background checks, including criminal background checks, sex offender registry for 50 states, social security number verification, address check history and terrorist search• First background check is free and then pricing for each additional screen starts at $10, excluding court and/or state fees that may applyBenefit: cost savings (80 percent discount) Motor Vehicle Reports • Access to discounted ($5.00 + applicable state fees) driving reports that include all personal identifiers as well asoffenses and citations for the past 3-7 years• Identifies high risk drivers, which can help companyimprove safety and reduce liability and insurance expensesBenefit: cost savingsCyber Risk Services • Access to data breach risk management tools, including freeaccess to USLI’s eRisk Hub for all USLI policyholders.• Access to four discounted identity theft packages rangingfrom $79.23/year to $99.48/year• All packages include identity theft monitoring (level of monitoring increases with each package), identity theftrecovery services and $20,000 in reimbursement insuranceif a theft does occurBenefit: decrease likelihood of a data breach, significant cost savings, peace of mind Drug Screenings Access to drug testing program ($36) for pre-employment,random testing, reasonable suspicion, post-accident, return to duty or follow-up• 8,000 testing sites throughout all 50 states (LabCorp and Quest)Benefit: improved employee screening, cost savings