It is almost Christmas and many are planning the perfect proposal in the next few days. Everyone will be giddy and excited for sure. In fact the newly engaged couple may want to start planning the date and details right away!

So whether you are the bride, the groom, one of the parents or just someone who knows the family, I’d thought share some wedding insurance.   What Is Wedding Insurance and Why Do I Need It? The cost of a wedding can be large and picking a date usually means making financial commitments to a variety of vendors. A basic wedding insurance policy can reimburse you for non-recoverable deposits and purchases if circumstances beyond your control cause your special day to be postponed or cancelled. It also helps protect you against no-show or bankrupt vendors, damage to wedding attire, gifts and much more.   I know you are thinking what much more could go wrong that that.

• Family illness
• Travel delays
• Military deployment
• Products and services failed to arrive (food or flowers)
• Service providers go out of business.
• No show photographers, DJs, musical acts and other performers.
• Lost or damaged wedding rings or dresses.
• Damaged wedding cake or spoiled food.

  How Much Coverage Do I Need? Conser choosing a plan that will equal the amount you would stand to lose if you were forces to reschedule your wedding day at the last minute. This would include all your purchased and deposits you have made for the venue, gown, wedding rings, caterers, travel, entertainment, flowers, cake, invitations, postage and so much more.   All of that said, any one of those things could make your newly married couple have a disastrous wedding day. Wedding insurance offers a peace of mind that will take the stress of changes a little easier to go through.   Wedding insurance will protect you and your loved ones against any wedding day mishaps.   We sure hope your newly engaged couple never needs this policy but we knwo they’ll be glad they have it if they had to.   Keeping you protected,   Rick   All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, car, home, house, antique car, classic car, commercial, business, workers compensation, life, motorcycle, renters, ATV and RV insurance.   Call us today for a free quote at (303) 932-1700