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If you feel in a quandary when you look at your homeowner’s insurance, take heart; you are not alone. In fact, a recent study conducted by the Harris Interactive for Travelers Insurance shows that a large number of American homeowners are unsure of their coverage specifics. Many

All Access Insurance has recently teamed up with Western Pacific Insurance to offer Builders Insurance Group.  What do they offer? General Liability for paper contractors and General Contractors building new residential construction in Denver Colorado Workers

  The Hartford’s broad definition of the technology & life science industry includes four distinct sectors, as well as solutions for renewable energy* research and development, manufacturing and operations.   Why The Hart

What is Coinsurance? Coinsurance is a provision in the property form which requires that property be insured to some specified percentage of its full value (80%, 90% or 100%) If at the time of loss it is determined that the

As a mid sized insurance agency located here in Colorado, we are increasingly being asked to look for better home and auto insurance rates.  I have noticed that with increased tv and online advertisers stating you can save money on your auto insurance, consumers are looking for t

 What sets Hartford Insurance apart?  Here are some quick facts.  You can obtain a quote for your small business insurance simply by give our agency a try! Claims Research shows that one of the most critical reasons that customers report being satisf

We are proud to report that we now offer United States Liability Insurance Group to All Access Insurance.  USLI has several quality products on admitted paper.  See below a list of their targeted classes and give us a call for a free instant quote. Risks that fit all of the char

Has your business changed in the last year? Have you added or eliminated locations, hired new employees, changed the types of products and services you offer, or signed new contracts? If you have, then you may need to add to – or reduce – your insurance coverage. This simple chec

Travelers Insurance is a great option for Auto Body and Auto Maintenance garages.  Why?  They have developed the Travelers Auto Garage Pac policy that encompasses a wide variety of coverages built into the policy.  All for an affordable price.  Here are some coverages.

Are you looking for affordable Condominium Association or Apartment Complex association insurance, Philadelphia has a great market.  Many insurance companies are moving away from mult family insurance in Colorado because they have been hit hard by hail the last few years.  So, fi

  In a world where lawsuits are common, having added professional liability insurance isn’t just smart—it’s a necessity. That’s why The Harford offers a full suite of dedicated management & professional liability insurance policies to give you or your organization an ad

Why is vacant Home home insurance so difficult to place in Colorado? If a home is vacant or unoccupied for longer then 60 days, many insurance carriers have a clause in the policy that will deny coverage for physical damage and liability if there is a claim.  The risk for a clai

Over the last 18 months Home insurance companies have been scrambling trying to figure out ways to turn a profitable.  Why is this happening? Over the last couple of decades insurance companies have been able to make money in financial services and run high loss ratios.  The ove

  Lower catastrophe losses helped send The Travelers Companies, Inc.’s 2013 fourth-quarter net income soaring 225% to $988 million, compared to 2012 fourth-quarter net income of $304 million. Catastrophe losses, net of reinsurance, were $53 million in the quarter, compared

  IDentity Theft 911, a leading data risk management company and provider of pre- and post-breach services for The Hartford’s data breach coverage, has recently developed new tools that can help you easily sell more data breach coverage. You can quickly an

The Hartford Insurance Data Breach and Cyber Liability Insurance is available for quoting in Denver Colorado.  What is covered and Do you need it?   Small Business Statistics * • 64% of data breaches investigated in 2010 were from or

    Flood Insurance in Denver Colorado Have you been impacted by the recent flooding in Colorado?  Do you need an insurance agent that may be able to guide you with useful information?  Is Flood Insurance exp

  The Hartford has been offering Workers’ Compensation for over 100 years. During this century of protection, we’ve developed a unique approach, allowing you to offer your customers protection that goes beyond legal requiremen

Travelers has expanded their Technology Office appetite in Colorado to include wider scopes of business opportunities with broader insurance covers available.   CyberFirst Essentials: Travelers cyber coverage suite

Here in Littleton Colorado, your small business is at risk for data breach and there are ways that your business can insure against this type of loss The Hartford Insurance has produced an insurance policy for Data Breach and it is affordable.  See below some of the highlights.

General Liability Insurance for Home Health Care Companies and Medical Doctor Offices is available with The Hartford.  These extensive plans include coverage for Directors and Officers, Employment Practices Liability and Crime. Home Health Care is a growing industry for both nur

Are Insurance Carriers in Colorado placing coverage on Wood Shake Shingle Roofs?   It is becoming increasingly more difficult to find an insurance company to write a policy on a Wood Roof.  The reason is that the wood composition in our dry climate is not sustainable.  So,

  The Hartford’s Business Owner’s Policy (BOP) combines two critical business insurance coverages: business property and business liability. With one convenient policy, you’re protected against fire, theft, lawsuits and more. In addition, you can purchase optional coverages

The number of lawsuits being filed against businesses like yours is both surprising and alarming. And it’s often the customer you’d least expect who sues. That’s why every business needs the type of coverage that The Hartford’s commercial general liability insurance offers. It p

  Benefits of the Program Philadelphia Insurance Companies’ Cyber Security Liability program provides both First and Third Party coverage for numerous classes of business. Through eight Insuring Agreements, a wide range of cyber liability exposures are addressed. Co

Astrid, That’s a really good question and I’m glad that you asked. There are a couple of reasons that Safeco is so competitive in the market. The first is that they are owned by Liberty Mutual, making them a mutual company. Which means that they don’t report to stockh

Computer Science and Consulting Insurance.  SEO Optimization Insurance. Website General Liability insurance.  These are targeted classes for The Hartford Technology Insurance. In today’s increasingly competitive marketplace, managing risks can be pivotal to success for any softw

Benefits of this Program Philadelphia Insurance Companies’ Home Health Care Package is insurance uniquely designed to fulfill a wide range of special insurance needs for the Home Health Care sector. Each policy is custom tailored to address each insured’s unique

In the unfortunate event you are to leave your property, these tips may come in handy as you prepare your home and your family.     Before you leave Alert family and neighbors. Dress in appropriate clothing (clothing made from

10 good things to ask about workers’ comp Many customers call to purchase Workers Compensation but often times they do not know what it actually covers.  Below are some good questions to ask. 1. What are the state-specific rules and re