What does landlord insurance cover?
A landlord policy may provide coverage for the rental property itself, other structures on the property, certain belongings owned by the landlord, and liability protection.
Depending on the insurance company and policy, additional options may also be available for things like loss of rental income, water damage, equipment breakdown, and service lines.
Ready to Protect Your Rental Property?
A landlord policy may provide coverage for the rental property itself, other structures on the property, certain belongings owned by the landlord, and liability protection.
Depending on the insurance company and policy, additional options may also be available for things like loss of rental income, water damage, equipment breakdown, and service lines.
Coverage varies by carrier, so it’s important to understand exactly what your policy includes.
What happens if a tenant damages my rental property?
Landlord insurance may provide coverage for certain types of sudden and accidental damage caused by a covered event, but it generally does not cover every type of damage caused by a tenant. Normal wear and tear, poor maintenance, or intentional damage may be excluded.
Because coverage can vary by insurance company and policy, it’s important to review your policy and understand what is covered before renting your property.
Protect the Property You’ve invested Invested In
Owning a rental property is an investment, and protecting it involves more than simply finding the lowest insurance premium.
Whether you own one rental property or several, our team can help you review your coverage, compare available options, and make sure your insurance continues to make sense as your portfolio changes.
We are expert!
With over 28 years of experience in the insurance industry, All Access Insurance has the knowledge and expertise to help you protect what you’ve worked hard to build. We understand that every property and every landlord has different needs, which is why we take the time to understand your situation, explain your options clearly, and help you find coverage that makes sense for your rental property.